import java.awt.*;
import java.awt.Component;
import java.awt.Container;
import java.awt.Dimension;
import java.awt.font.*;
import java.awt.Font;
import java.awt.geom.*;
import java.awt.Insets;
import java.awt.LayoutManager;
import java.awt.event.ActionEvent;
import java.awt.event.ActionListener;
import java.io.BufferedReader;
import java.io.InputStreamReader;
import java.io.Reader;
import java.text.MessageFormat;
import java.text.NumberFormat;

import javax.swing.*;
import javax.swing.JButton;
import javax.swing.JComboBox;
import javax.swing.JFrame;
import javax.swing.JLabel;
import javax.swing.JOptionPane;
import javax.swing.JScrollPane;
import javax.swing.JTable;
import javax.swing.JTextField;
import javax.swing.table.DefaultTableModel;

public class Mortgage5 extends JFrame implements ActionListener
{
      JLabel Llabel; //amount label
    JTextField Ltextfield;//amount textfield
    JLabel Olabel;//option label
    JComboBox options;//option combobox
    JLabel Tlabel;//term label
    JTextField Ttextfield;//term textfield
    JLabel Rlabel;//rate label
    JTextField Rtextfield;//rate textfield
    JLabel Plabel;  //payment label
    JLabel $label;  //field for monthly payment amount
    JButton calculate;  //calculate button
    JButton reset;  //reset button
    JButton exit;  //exit button
    JTable table;//create table
    JMenuItem mnuExit = new JMenuItem("Exit");
    DefaultTableModel model;//table model
    int[] trmArray;
    double[] intrstArray;
    JButton graph;
      private float[]  yearlyPrinciple;
    private float[]  yearlyInterest;

    // header
    public Mortgage5 ()
      {
            super("Mortgage Payment Calculator");
        setDefaultLookAndFeelDecorated(true);
        setDefaultCloseOperation(JFrame.EXIT_ON_CLOSE);
        load();
        init();
        pack();
        setVisible(true);
      }

     //reading from sequential file
     public void load()
     {
          Reader fis;
               try
               {
                    fis = new InputStreamReader(getClass().getResourceAsStream("data.txt"));

                    BufferedReader b = new BufferedReader( fis );

                    String[] line = b.readLine(  ).split(",");
                    trmArray = new int[line.length];
                    for ( int i = 0; i < line.length; i++ )
                    {
                         trmArray[ i ] = Integer.parseInt(line[i].trim());
                    }

                    line = b.readLine(  ).split(",");
                    intrstArray = new double[line.length];
                    for ( int i = 0; i < line.length; i++ )
                    {
                         intrstArray[ i ] = Double.parseDouble(line[i].trim());
                    }

               b.close();
               fis.close();
               }

               catch ( Exception e1 )
               {
                    e1.printStackTrace(  );
               }
     }

     //creates labels, buttons and textfields
     public void init()
     {
          Mortgage1Layout customLayout = new Mortgage1Layout();

          Container con = getContentPane();
          con.setLayout(customLayout);

          con.setFont(new Font("Arial", Font.PLAIN, 12));
          con.setLayout(customLayout);

          Llabel = new JLabel("Mortgage Loan Amount $ (no comma)");//amount label
          con.add(Llabel);

          Ltextfield = new JTextField("");//amount textfield
          con.add(Ltextfield);

          Olabel = new JLabel("Preset Term & Interest Rate %");//option label
          con.add(Olabel);

          options = new JComboBox();//option combobox
          con.add(options);

          MessageFormat mf = new MessageFormat("{0} years at {1,number,#.##}%");
          options.addItem(" (choose rate)");
          for (int i = 0; i < trmArray.length; i++)
          {
               options.addItem(mf.format(new Object[] { new Integer(trmArray[i]),
                                                            new Double(intrstArray[i])}));
          }

          Tlabel = new JLabel("Term (years)");//term label
          con.add(Tlabel);

          Ttextfield = new JTextField("");//term textfield
          con.add(Ttextfield);

          Rlabel = new JLabel("Interest Rate");//rate label
          con.add(Rlabel);

          Rtextfield = new JTextField("");//rate textfield
          con.add(Rtextfield);

          Plabel = new JLabel("Monthly Payment Amount");//payment label
          con.add(Plabel);

          $label = new JLabel("");//payment textfield
          con.add($label);

          calculate = new JButton("Calculate");//calculate button
          con.add(calculate);

          reset = new JButton("Reset");//reset button
          con.add(reset);

          exit = new JButton ("Exit");//exit button
          con.add(exit);

          //table header names
          String[] columnNames = {"Payment #","Payment Amount", "Interest", "Principle Reduction",
                                             "Remaining Balance"};

          //create table and table model
          model = new DefaultTableModel(columnNames, 0);
          table = new JTable(model);
          JScrollPane scroll = new JScrollPane(table);
          table.setPreferredScrollableViewportSize(new Dimension (10, 600));
          con.add (scroll);

          graph = new JButton ("Display Graph");//Display Graph button
          con.add(graph);

          //action listeners
          Ltextfield.addActionListener(this); //loanfield
          options.addActionListener(this); //interestfield
          calculate.addActionListener(this);  //calButtion
          reset.addActionListener(this); //resetButton
          exit.addActionListener(this);  //exitButton
          graph.addActionListener(this);  //graphButton
     }

     private JFrame mFrame = null;

           //action event from listeners
           public void actionPerformed(ActionEvent event)
           {
           Object source = event.getSource();
                if (source == calculate)
                {
                     startCalculations();
                }

                if (source == reset)
                {
                     reset();
                }

                if (source==options)
                {
                     setRate();
                }

                if (source == exit)
                {
                     exit();
                }

                if (source == mnuExit)
                {
                  mFrame.dispose();
                mFrame = null;
                 }
                if (source == graph)
                {
                               //creates new JFrame for graph
                            mFrame = new JFrame("Mortgage Graph");
                     mFrame.getContentPane().add(new GraphPanel(yearlyPrinciple, yearlyInterest));
                     mFrame.setSize(800,600);
                     mFrame.setLocation(200,100);

                   //creates menu bar
                   // Create an instance of the menu (Creates the Menu Bar)
                       JMenuBar mnuBar = new JMenuBar();
                       mFrame.setJMenuBar(mnuBar);

                   // Construct and populate the Exit menu (Creates the Exit Menu)
                       JMenu mnuExitbar = new JMenu ("Exit", true);
                            mnuBar.add(mnuExitbar);
                          mnuExitbar.add(mnuExit);

                          mFrame.setVisible(true);

                     //exit listener
                      mnuExit.addActionListener(this);  //exit dropdown
                }
     }

          void setRate()
     {
          int index = options.getSelectedIndex();

          //term and interest error check
          if (index > 0)
          {
               try
               {
                    Ttextfield.setText(Integer.toString(trmArray[index-1]));
               }

               catch (NumberFormatException e)
               {
                    JOptionPane.showMessageDialog(null, "Invalid or missing Loan Term.  Please try again!",
                                                            "Message Dialog", JOptionPane.PLAIN_MESSAGE);
                    Ttextfield.setText(null);
               }

               try
               {
                    Rtextfield.setText(Double.toString(intrstArray[index-1]));
               }

               catch (NumberFormatException e)
               {
                    JOptionPane.showMessageDialog(null, "Invalid or missing Interest Rate.  Please try again!",
                                                       "Message Dialog", JOptionPane.PLAIN_MESSAGE);
                    Rtextfield.setText(null);
               }
          }
     }

     //calculation section
     void startCalculations()
     {
          Thread thisThread = Thread.currentThread();
          NumberFormat currency = NumberFormat.getCurrencyInstance();

          double amt = 0;
          double trm = 0;
          double intrst = 0;
          double moIn = 0;
          double moTrm = 0;
          double prin = 0;
          double paymt = 0;

          //amount error check
          try
          {
               amt = Double.parseDouble(Ltextfield.getText());
          }

          catch (NumberFormatException e)
          {
               JOptionPane.showMessageDialog(null, "Missing Amount or Use of Commas",
                                             "Message Dialog", JOptionPane.PLAIN_MESSAGE);
               Ltextfield.setText(null);
               Ttextfield.setText(null);
               Rtextfield.setText(null);
               options.setSelectedIndex(0);
          }

          //term and interest error check
          try
          {
               trm = Double.parseDouble(Ttextfield.getText());

          }

          catch (NumberFormatException e)
          {
               JOptionPane.showMessageDialog(null, "Invalid or missing Loan Term.  Please try again!",
                                                  "Message Dialog", JOptionPane.PLAIN_MESSAGE);
               Ttextfield.setText(null);
          }

          try
          {
               intrst = Double.parseDouble(Rtextfield.getText());
          }

          catch (NumberFormatException e)
          {
               JOptionPane.showMessageDialog(null, "Invalid or missing Interest Rate.  Please try again!",
                                             "Message Dialog", JOptionPane.PLAIN_MESSAGE);
               Rtextfield.setText(null);
          }

          if (amt > 0)
          {
               amt = Double.parseDouble(Ltextfield.getText());
               moIn = (intrst / 1200);//monthly interest rate
               moTrm = trm * 12;//number of payments
               paymt = (amt * moIn) / (1-Math.pow((1+moIn), -moTrm));//amount forumla
                  yearlyPrinciple = new float[(int)trm]; // initialize the arrays to store yearly principle and interest
                  yearlyInterest = new float[(int)trm];

               $label.setText("" + currency.format(paymt));

               double newPrin = amt;

               for (int i = 0; i < trm; i++)
               {
                       yearlyInterest[i] = 0.0f; //start at 0.0
                         yearlyPrinciple[i] = 0.0f; //start at 0.0
                       for(int j = 1; j <=12; j++)
                         {
                    double newIn = moIn * newPrin;//monthly interest amount
                    double reduct = paymt - newIn;//monthly principle
                         yearlyInterest[i] += newIn; // accumalate the interest
                         yearlyPrinciple[i] += reduct; //accumalate the principle
                    newPrin = newPrin - reduct;//balance

                    //stops showing negative balance
                    if (newPrin < 0)
                         newPrin = 0;
                    else
                         newPrin = newPrin;

                    //inserts different amounts into the table
                    model.addRow(new Object[] { Integer.toString((i*12) + j), currency.format(paymt),
                    currency.format(newIn), currency.format(reduct), currency.format(newPrin) });
                    }

               }
          }

          //less then 0 error check
          if (amt < 0)
          {
               JOptionPane.showMessageDialog(null, "Please Enter Positie Numbers Only.",
                                             "Message Dialog", JOptionPane.PLAIN_MESSAGE);
               Ltextfield.setText(null);
          }

     }

     //resets all fields
     void reset()
     {
          Ltextfield.setText(null);
          Ttextfield.setText(null);
          Rtextfield.setText(null);
          options.setSelectedIndex(0);
          $label.setText(null);
          model.setRowCount(0);
     }

     //exit the program with thank you message
     void exit()
     {
          JOptionPane.showMessageDialog(null, "          Thank you for using \n The Mortagae Calculator",
                                             "Message Dialog", JOptionPane.PLAIN_MESSAGE);

          System.exit(0);
     }

     public static void main(String args[])
     {
          java.awt.EventQueue.invokeLater(new Runnable()
          {
               public void run()
               {
                    new Mortgage5().setVisible(true);
               }
          });
     }
}

//creates class for container layout and placement
class Mortgage1Layout implements LayoutManager
{
     public Mortgage1Layout() {}

     public void addLayoutComponent(String name, Component comp) {}

     public void removeLayoutComponent(Component comp) {}

     public Dimension preferredLayoutSize(Container parent)
     {
          Dimension dim = new Dimension(0, 0);
          Insets insets = parent.getInsets();
          dim.width = 600 + insets.left + insets.right;
          dim.height = 425 + insets.top + insets.bottom;

          return dim;
     }

     public Dimension minimumLayoutSize(Container parent)
     {
          Dimension dim = new Dimension(0, 0);

          return dim;
     }

     public void layoutContainer(Container parent)
     {
          Insets insets = parent.getInsets();

          Component c;
          c = parent.getComponent(0);
               if (c.isVisible()) {c.setBounds(insets.left+8,insets.top+8,250,24);}
          c = parent.getComponent(1);
               if (c.isVisible()) {c.setBounds(insets.left+300,insets.top+8,175,24);}
          c = parent.getComponent(2);
               if (c.isVisible()) {c.setBounds(insets.left+8,insets.top+40,250,24);}
          c = parent.getComponent(3);
               if (c.isVisible()) {c.setBounds(insets.left+300,insets.top+40,150,24);}
          c = parent.getComponent(4);
               if (c.isVisible()) {c.setBounds(insets.left+8,insets.top+72,250,24);}
          c = parent.getComponent(5);
               if (c.isVisible()) {c.setBounds(insets.left+300,insets.top+72,96,24);}
          c = parent.getComponent(6);
               if (c.isVisible()) {c.setBounds(insets.left+8,insets.top+104,250,24);}
          c = parent.getComponent(7);
               if (c.isVisible()) {c.setBounds(insets.left+300,insets.top+104,112,24);}
          c = parent.getComponent(8);
               if (c.isVisible()) {c.setBounds(insets.left+8,insets.top+136,250,24);}
          c = parent.getComponent(9);
               if (c.isVisible()) {c.setBounds(insets.left+300,insets.top+136,112,24);}
          c = parent.getComponent(10);
               if (c.isVisible()) {c.setBounds(insets.left+50,insets.top+168,96,24);}
          c = parent.getComponent(11);
               if (c.isVisible()) {c.setBounds(insets.left+225,insets.top+168,112,24);}
          c = parent.getComponent(12);
               if (c.isVisible()) {c.setBounds(insets.left+400,insets.top+168,96,24);}
          c = parent.getComponent(13);
          if (c.isVisible()) {c.setBounds(insets.left+8,insets.top+200,575,160);}
          c = parent.getComponent(14);
          if (c.isVisible()) {c.setBounds(insets.left+225,insets.top+375,112,24);}
     }
}

//creates class for graphpanel
class GraphPanel extends JPanel
{
    final int
        HPAD = 60,
        VPAD = 40;
    int[] data;
    Font font;
     float[] principleData;
     float[] interestData;


    public GraphPanel(float[] p, float[] i)
    {

     principleData = p;
     interestData = i;

        font = new Font("lucida sans regular", Font.PLAIN, 16);
        setBackground(Color.white);
    }

    protected void paintComponent(Graphics g)
    {
        super.paintComponent(g);

        Graphics2D g2 = (Graphics2D)g;
        g2.setRenderingHint(RenderingHints.KEY_ANTIALIASING,
                            RenderingHints.VALUE_ANTIALIAS_ON);
        g2.setFont(font);
        FontRenderContext frc = g2.getFontRenderContext();
        int w = getWidth();
        int h = getHeight();
        // scales
        float xInc = (w - HPAD - VPAD) / (interestData.length - 1);//11f;  //distance between each plot
        float yInc = (h - 2*VPAD) / 10f;
        int[] dataVals = getDataVals();        //min and max values for y-axis
        float yScale = dataVals[2] / 10f;

        // ordinate (y - axis)
        g2.draw(new Line2D.Double(HPAD, VPAD, HPAD, h - VPAD));
        // plot tic marks
        float x1 = HPAD, y1 = VPAD, x2 = HPAD - 3, y2;
        for(int j = 0; j < 10; j++)
        {
            g2.draw(new Line2D.Double(x1, y1, x2, y1));
            y1 += yInc;
        }
        // labels
        String text; LineMetrics lm;
        float xs, ys, textWidth, height;
        for(int j = 0; j <= 10; j++)
        {
            text = String.valueOf(dataVals[1] - (int)(j * yScale));
            textWidth = (float)font.getStringBounds(text, frc).getWidth();
            lm = font.getLineMetrics(text, frc);
            height = lm.getAscent();
            xs = HPAD - textWidth - 7;
            ys = VPAD + (j * yInc) + height/2;
            g2.drawString(text, xs, ys);
        }

        // abcissa (x - axis)
        g2.draw(new Line2D.Double(HPAD, h - VPAD, w - VPAD, h - VPAD));
        // tic marks
        x1 = HPAD; y1 = h - VPAD; y2 = y1 + 3;
        for(int j = 0; j < interestData.length; j++)
        {
            g2.draw(new Line2D.Double(x1, y1, x1, y2));
            x1 += xInc;
        }
        // labels
        ys = h - VPAD;
        for(int j = 0; j < interestData.length; j++)
        {
            text = String.valueOf(j + 1);
            textWidth = (float)font.getStringBounds(text, frc).getWidth();
            lm = font.getLineMetrics(text, frc);
            height = lm.getHeight();
            xs = HPAD + j * xInc - textWidth/2;
            g2.drawString(text, xs, ys + height);
        }

        // plot data
          float yy2 = 0, yy1 = 0, xx2 = 0, xx1;
        x1 = HPAD;
          xx1 = HPAD;
        yScale = (float)(h - 2*VPAD) / dataVals[2];

        for(int j = 0; j < interestData.length; j++)
        {
          g.setColor(Color.blue);
          y1 = VPAD + (h - 2*VPAD) - (principleData[j] - dataVals[0]) * yScale;

            if(j > 0)
            g2.draw(new Line2D.Double(x1, y1, x2, y2));
            x2 = x1;
            y2 = y1;
            x1 += xInc;

          g.setColor(Color.red);
          yy1 = VPAD + (h - 2*VPAD) - (interestData[j] - dataVals[0]) * yScale;
               if(j > 0)
            g2.draw(new Line2D.Double(xx1, yy1, xx2, yy2));
            xx2 = xx1;
            yy2 = yy1;
            xx1 += xInc;

        }
    }

    private int[] getDataVals()
    {
        int max = Integer.MIN_VALUE;
        int min = Integer.MAX_VALUE;
          int j = interestData.length -1;
          max = (int)principleData[j];
          min = (int)interestData[j];
        int span = max - min;
        return new int[] { min, max, span };
    }
}

                    fis = new InputStreamReader(getClass().getResourceAsStream("data.txt"));

2,1,1,1,1,1,1,11,1,1,1,1,11,1
2,1,1,1,1,1,1,11,1,1,1,1,11,1
2,1,1,1,1,1,1,11,1,1,1,1,11,1
2,1,1,1,1,1,1,11,1,1,1,1,11,1
2,1,1,1,1,1,1,11,1,1,1,1,11,1
2,1,1,1,1,1,1,11,1,1,1,1,11,1
2,1,1,1,1,1,1,11,1,1,1,1,11,1
2,1,1,1,1,1,1,11,1,1,1,1,11,1
2,1,1,1,1,1,1,11,1,1,1,1,11,1

import java.awt.*;
/* and then importing individual classes ?? not necessary
Also */
import javax.swing.*;
import javax.CLASS_NAME; // again no need