[gabehabe]

haha, gutted.

[Holden117]

-1

[papuccino1]

Dude aren't you 19? :S

[Holden117]

18

This post has been edited by Holden117: 20 May 2009 - 04:51 AM

[J0K3R]

how do you have a credit card @ 18?

[BenignDesign]

Credit cards at 18 is a normal thing in the US.

And no, provided you are not - for whatever reason - legally an adult ward of your parents (ie, severe mental or physical disability making it impossible for you to care for yourself, etc), neither party has the right to cancel your account without your permission. I would call Live and take it up with them if you really want the privilege back.... though this could piss off your parents and leave you living on the street... but with an active X-Box account (w00t!?).....

This post has been edited by BenignDesign: 20 May 2009 - 05:59 AM

[bflosabre91]

what did you do that made you mom cancel your account? Thats what you get for being a bad boy, I guess.

[papuccino1]

But mooooooooo-ooooooom!

[KYA]

J0K3R, on 20 May, 2009 - 05:17 AM, said:

how do you have a credit card @ 18?

I had one at 18.

@holden, if you mother's name is on the card account then yes, if not, then, in the words of the internet, you got ROFLPWNED.

[supersloth]

you probably deserved it. microsoft probably knew this.

[skyhawk133]

You're really gonna hate the new Obama credit rules. They require a parent/co-signer to be ultimately responsible for any credit card you have prior to age 21.

But I'm with sloth on this one, you probably deserved it. Especially if you're still under your parents roof.

[KYA]

skyhawk133, on 20 May, 2009 - 07:30 AM, said:

They require a parent/co-signer to be ultimately responsible for any credit card you have prior to age 21.

What the fuck.

[BenignDesign]

Good. They need to implement something like that. I don't think you should be considered an adult and able to do all those adulty things until you're 21.

My god. The 18-year-old me would kick my old geezer ass for saying that. Damned kids! Get off mah lawn!

[skyhawk133]

Quote

Proof of ability to make payments will be required for consumers 21 years old and younger, either by the consumer or his or her parents

So if you can make the payments, you're fine, otherwise, your parents will have to guarantee (and thus have a say in the whole thing) payment.

[William_Wilson]

skyhawk133, on 20 May, 2009 - 09:30 AM, said:

You're really gonna hate the new Obama credit rules. They require a parent/co-signer to be ultimately responsible for any credit card you have prior to age 21.

But I'm with sloth on this one, you probably deserved it. Especially if you're still under your parents roof.

Canada has no such law, yet (not that it matters now), I had 2 credit cards of my own at 18.


You live at home, their rules win. It sucks, but that's life.
I imagine there is some underlying information missing here, examples of it may be:
1) You weren't paying your bill
2) You played xbox WAY too much
3) You don't have a job
4) You were mean to (insert sibling, friend, parent, etc here)

BenignDesign, on 20 May, 2009 - 09:52 AM, said:

Good. They need to implement something like that. I don't think you should be considered an adult and able to do all those adulty things until you're 21.

I have to agree, most of my friends are much older than 21 and still don't know how to manage their credit cards, but your parents can only be on the hook for so long, lol.